The ASSETIO team consists of more than 140 intermediaries (tied agents of Chytrý Honza a.s.) in the Czech Republic alone, who are able to provide knowledgeable assistance in the areas of credit, insurance and investment, which is an area of significant focus for us as a company today. In investment and savings matters, we not only add value to our customers by helping them navigate the complex investment world, but also by providing them with functional technology solutions for managing their assets and property in the form of IT applications and client portals. The year 2020 was also very strong in mortgage loan intermediation, where we reached the threshold of CZK 2.5 billion.